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Medicare Supplement Plans in Kentucky for 2019

Private insurance companies will be offering Medicare Supplement plans in Kentucky for 2019 to the over 700,000 residents of the Blue Grass State that rely upon Medicare for their primary source of health insurance. About a quarter of these seniors and disabled people are expected to purchase Medicare Supplement plans.  Also called Medigap plans, they fill in the gaps for those medical bills that Medicare either doesn’t ultimately pay or doesn’t pay at all.

Learn more about comparing Medicare Supplement rates in Kentucky with our fast, online quotes. Just pick your state off of the quote box on this page to begin your custom comparison.

Medicare Supplement Plans in Kentucky for 2019

The biggest concerns about Medicare Supplement plans are increases in costs. Though this is focused on potential increases in Part B, some of these could be passed on to some Medigap policy owners. To understand this, it might help to review the basics of what different plans cover. Medicare Supplement plans in Kentucky for 2019are all standardized with the same benefits for each plan as has always been the case. This is a quick summary of the kinds of plan levels available in this state:

  • Basic Medicare Supplement plans: These include Plan A and Plan B. In every county that a Medicare company operates in, they have to market Plan A.
  • More robust coverage: Plan C and Plan F are the two most comprehensive levels of coverage. There is also a high deductible Plan F with lower premiums. Plan D is close to Plan C, and Medicare Supplement Plan G is close to Plan F. The difference is that Plan D and Medicare Plan G do not cover the Part B deductible. Medigap companies have to offer either Plan C or Plan F in any county they operate in.
  • Cost-sharing options: Plan K, L, M, and N all offer broad coverage, but they include more copays and deductibles in exchange for cheaper rates.

Medicare Supplement Plans in Kentucky: Does Company Matter?

It doesn’t matter which company provides your Medicare Supplement plan in Kentucky for 2019. That’s why you should compare Plan G and Plan F quotes from these quality Medigap companies:

  • Humana
  • Aetna
  • Cigna
  • Mutual of Omaha
  • Anthem Blue Cross

The final thing to remember is that each company may not operate in every part of the state. Even if those markets that the insurer does work in, they may not offer every plan. Residents of these cities are likely to find the most Medicare Supplement plans in Kentucky for 2019 to choose from:

  • Lexington-Fayette
  • Meads
  • Ironville
  • Louisville
  • Lexington

What to Know About Medicare Supplement Plans in Kentucky for 2019

The good thing about Medicare Supplement plans is that they don’t force policy owners to use a network or get referrals. The best Medigap plan for you really depends upon your budget for premiums, health needs, and the options you can find in your city or town.

We can help you compare Medicare Supplement rates in Kentucky in your city or town. To get started, just find your state on the quote box, submit the form, and view your choices. Click any of these local options for quotes and more details.  Get started today with your quest to find the best Medicare Supplement plan in Kentucky for 2019 that meets your needs and budget.