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Best Medicare Supplement Plans in California for 2019

Many residents will consider the best Medicare Supplement plans in California for 2019.  This is due to the large population of Medicare recipients that live here.  California boasts that its population of about 4.6 million seniors and disabled people make up the largest group of Medicare recipients in the entire United States. Most of them are quite aware that Medicare offers them good coverage but won’t pay for every health bill and won’t offer prescription drug coverage.  Often, it makes a lot of sense to research your California Medicare Supplement plan options to make the best use of your benefits. Many Medicare beneficiaries also enroll in Part D plans in addition to Original Medicare and a Supplement to maximize their benefits.

Best Medicare Supplement Plans in California for 2019: Plan F, G & N Benefits

No changes are expected for the core way that Medicare Supplement plans work. As before, all Medigap policies in California have to conform to the federally standardized levels that range from Plan A through Plan N. This is a quick summary of the way that these might be grouped:

  • Basics: Both Plan A and B are considered the primary plan levels.
  • Robust: Medigap Plan F in California has every benefit, and High Deductible is just the same after the deductible is paid. Plan C is just like Plan F but doesn’t include coverage for excess charges. Plan D and Medigap Plan G in Calfornia are similar to Plan C and Plan F, respectively.
  • Cost sharing: These plan levels help keep premiums down by imposing more deductibles or copays on policy owners.
  • You may want to sign up for Medicare Part D in addition to your Supplement plan so you’ll have prescription drug coverage, too.

All Medicare Supplement plans in California for 2019 must offer the benefits assigned to their plan level. Also, unlike an HMO, you don’t have to worry about network restrictions. That means that Californians can only shop by price when shopping online or talking to an insurance agent. Include top companies in your comparison of Medicare Supplement rates in California and specifically take a look at Plan G and Plan F.

Best Medicare Supplement Plan Companies in California

  • Aetna
  • Cigna
  • Humana
  • Mutual of Omaha
  • Anthem Blue Cross Life and Insurance Company
  • Blue Cross Blue Shield California
  • UnitedHealthcare

Besides offering the best Medicare Supplement plan in California, rates may depend upon your city or town. After all, California is a very large and diverse state with many big towns, small towns, and rural areas. Also, these Medigap plan companies don’t have to offer all products in all areas. If you live in one of these larger California population centers, you are likely to enjoy a variety of choices:

  • Los Angeles
  • San Diego
  • San Jose
  • San Francisco
  • Fresno
  • Sacramento
  • Long Beach

Which Medicare Supplement plan in California for 2019 should you choose? Plan F and  Medicare Plan G are the most popular choices and the most robust options. For those who would rather have a lower premium and don’t use a lot of medical services, High Deductible Plan F might be an option. Plan A and Plan B are considered the most basic options. Plan K, L, M, and N are cost-sharing options. No matter which health plan you choose to supplement your Medicare coverage, you may want to sign up for one of the prescription drug plans to help with prescription drug costs, too.

Compare the Best Medicare Supplement Plans in California for 2019

You might have decided that you want to sign up for a Supplement instead of one of the Medicare Advantage plans. To find the best Medicare Supplement rates in California in your own local area, simply select California from the quote box on the top of the page. Hopefully, this information will help you locate the Medicare Supplement plans that fit your needs and budget.

Get More Information

To get help with your healthcare costs, you’ll first need to sign up for Medicare Part A and Medicare Part B.  These resources can help:

In addition to these helpful resources, you can use our website to get quotes for insurance plans and Medicare Supplement insurance in California. We’re also here to assist you if you need help with your search or with the enrollment process, so give us a call today.